Is to give families a better chance at:

  • Credit Card Approvals
  • Loan Approvals (home, business or auto)
  • Purchasing a New Home (we have resources for you)
  • Better Car Insurance Rates
  • Help Avoid Large Security Deposits on Utilities

and most importantly provide you more negotiating power.


We want to arm you with the tools you need to build financial security and independence. We do this by offering credit counseling and education programs to all our clients. We truly believe knowledge is the greatest instrument we can give you for repairing your credit.

Our focus is on you, your story, and your determination to make a change. We want to empower you to make a significant, long-lasting lifestyle change that can give you access to your financial dreams.

Lifetime score improvement is more than just removing negative items on your report will do it better than the rest. We are focused on the story behind that credit score and helping rewrite it to reflect who you are today. We want to provide you with the knowledge to empower you with your credit.